Question 1

What types of loans does GAC Capital Advisors offer?

Accepted Answer

GAC Capital Advisors offers private capital loans up to $10 million including fix and flip, DSCR, ground-up construction for single family (1-4 units) and commercial multifamily (5+ units), and multifamily acquisitions. We also provide institutional capital from $5M to $100M+ across senior debt, mezzanine debt, preferred equity, LP equity, and Co-GP structures.

Question 2

Does GAC Capital Advisors fund owner-occupied properties?

Accepted Answer

No. All programs at GAC Capital Advisors are strictly non-owner occupied investment properties only. We do not fund primary residences under any program.

Question 3

What is the minimum loan amount for institutional capital?

Accepted Answer

GAC Capital Advisors institutional capital programs have a minimum of $5 million and can fund deals over $100 million across senior debt, mezzanine, preferred equity, and LP equity structures.

Question 4

Can GAC Capital Advisors help with hard-to-place deals?

Accepted Answer

Yes. GAC Capital Advisors specializes in structuring capital solutions for hard-to-place deals that other lenders and advisors have failed to solve. If your deal has been turned down or stalled, we welcome the challenge.

Question 5

What is a DSCR loan?

Accepted Answer

A DSCR (Debt Service Coverage Ratio) loan qualifies based on the rental income of the investment property rather than the borrower's personal income or tax returns. This makes it ideal for real estate investors scaling a portfolio. All DSCR loans at GAC Capital Advisors are non-owner occupied only.

Question 6

Does GAC Capital Advisors offer a Zero Points program for fix and flip loans?

Accepted Answer

Yes. GAC Capital Advisors offers a Zero Points Program for fix and flip loans — meaning no origination points, so investors keep more capital working in their deal from day one. We also offer No Monthly Payments program — interest is funded through a built-in interest reserve, so investors have zero out-of-pocket monthly payments during the entire rehab period.

Question 7

How fast does GAC Capital Advisors issue term sheets?

Accepted Answer

GAC Capital Advisors issues most term sheets within 48 hours of receiving supporting documents. Submit your loan inquiry and documents through our website and our team will respond promptly — no long waits, no unnecessary delays.

Question 8

How do I contact GAC Capital Advisors?

Accepted Answer

You can reach Jose G Maldonado at jose@gacadvs.com or (623) 806-4135, or Jose G Maldonado II at joseii@gacadvs.com or (774) 240-3445. You can also submit a loan inquiry directly through our website contact form.

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