Private Capital Loans
Built for Serious Investors
No Points. No Games. Just Capital.We get the hard-to-place deals done — that others have failed to find solutions for.
Fast, flexible private capital up to $10 million — including DSCR loans and institutional capital solutions across the full capital stack. Most term sheets issued the same day of receiving supporting documents.
Private Capital Loan Programs for Real Estate Investors
GAC Capital Advisors funds investor-only transactions across all programs — 100% non-owner occupied. No exceptions, no fluff.
Fix & Flip
Purchase and rehab financing for investors looking to acquire, renovate, and resell residential properties quickly.
No Points. No Games. Just Capital.
100%/100% financing available to qualified investors only. Subject to experience, credit, and deal criteria. Contact us to determine eligibility.
Ground-Up Construction
— Single Family
New construction loans for 1–4 unit residential builds. From lot acquisition through certificate of occupancy.
Ground-Up Construction
— Commercial Multifamily
Larger-scale ground-up financing for commercial multifamily projects where speed and deal structure matter.
Multifamily
1–4 Units
Acquisition and value-add financing for duplexes, triplexes, and fourplexes — priced for investment return profiles.
DSCR Loans
Debt Service Coverage Ratio loans qualify based on the property's rental income — not your personal income or tax returns. Ideal for investors scaling a portfolio.
Up to $10,000,000 in private capital. Investor-only transactions. Fast decisions, flexible structures. Fix & Flip — Zero Points Program & No Monthly Payments available.
Get a Quote →Institutional Capital — Full Capital Stack Solutions
Beyond private lending, GAC Capital Advisors structures and sources institutional capital across every layer of the capital stack — minimum $5 million up to $100 million and beyond — for acquisitions, ground-up development, and recapitalizations of maturing notes.
Acquisitions
Institutional capital structured for direct property acquisitions — from value-add multifamily to large-scale commercial assets.
Development Recapitalizations
Recapitalization solutions for maturing notes and mid-development projects requiring fresh capital structure or bridge-to-perm strategies.
Senior Debt
First-position senior debt placement for stabilized assets and ground-up construction at competitive institutional pricing.
Preferred Equity
Preferred equity structures that provide priority returns and downside protection for projects requiring gap financing above senior debt.
Mezzanine Debt
Subordinate debt layered between senior and equity — designed to maximize leverage while filling the gap in complex capital stacks.
LP Equity & Co-GP
Limited partner equity placement and Co-GP structures for experienced operators seeking institutional partnership on qualified deals.
Why Real Estate Investors Choose GAC Capital Advisors
Same Day Term Sheets
Most term sheets are issued within the same day of receiving supporting documents — no waiting weeks for a decision. We move at the pace your deal demands.
Investor-Only Focus
We exclusively serve real estate investors — no owner-occupied, no diluted attention.
Flexible Structures
Loans structured around your project timeline and capital stack, not a rigid bank template.
Serious Capital
Loans up to $10 million — scaled for meaningful projects across multiple asset classes.
We Get It Done
We specialize in hard-to-place deals that other lenders and advisors have failed to solve. If there's a deal to be structured, we find the path forward.
No Points. No Games. Just Capital.
Our Fix & Flip program comes with zero origination points — more money stays in your deal.
100% Financing Available
Full purchase and rehab coverage with financed reserves — no capital required out of pocket for qualified investors.
Contact GAC Capital Advisors — Let's Discuss Your Deal
Fill out the form and a member of our team will be in touch to discuss your project, loan size, and timeline.
Non-owner occupied investor inquiries only. All submissions are reviewed by our lending team within one business day.
100%/100% financing available to qualified investors only. Subject to experience, credit, and deal criteria. Contact us to determine eligibility.
No Points. No Games. Just Capital.
Loan Inquiry